A few taps and you're done
Amount, category, save. The form doesn't ask for anything it doesn't need, and the save button sits right under your thumb.
Free
Every spend tells a story —SCRIBE YOURS.
Know where your money goes—without the clutter.
Fast expense tracking, thoughtful budgeting, and meaningful insights in a beautifully simple app. Offline-first, privacy-focused, and built to stay out of your way.
- Works offline
- No account needed
- Zero trackers
- Free to start
9:41
Left to spend · July
₹24,380
In ₹68,000 Out ₹43,620
Budgets
Food₹4,820 / ₹7,000
Travel₹2,260 / ₹3,000
Shopping₹5,400 / ₹5,000
Recent
- GroceriesBig Bazaar−₹1,240
- CoffeeBlue Tokai−₹320
- SalaryMonthly₹68,000
- CommuteMetro card−₹180
0
Trackers and ad SDKs
No advertising or analytics library appears anywhere in the dependency tree.
0
Accounts to create
No email, no password, no verification code. You open it and start.
0
Ads, ever
Not on the free tier, not later, not a “sponsored category”. None.
100%
Of your data on your phone
There is no Moneymalist server for it to be sent to in the first place.
Sound familiar?
Most of us aren't bad with money. We just aren't writing it down.
Nobody sets out to lose track. It happens quietly, one forgettable payment at a time, and then the month is over and the balance is a surprise.
The 25th of the month
You check your balance and there's noticeably less in there than you expected. You genuinely cannot account for it. Not because you did anything reckless — just because nobody wrote any of it down.
The food delivery reckoning
You scroll back through the app and count. Eleven orders. You'd have guessed four. The number isn't the problem; not knowing the number was the problem.
“We should save for that”
The trip, the deposit, the new laptop. You want to start putting money aside, and you realise you don't actually know how much is spare each month.
Writing it down fixes almost all of that. Not because a list is magic, but because you can’t change a number you’ve never seen. That’s the entire idea behind this app — and behind every spend tells a story.
How it goes
There's not much to it, which is the point
No linking your bank. No 20-minute onboarding. No permissions you have to think hard about.
Install it and start
No account, no email, no setup wizard asking about your financial goals. It opens, and you can add your first expense about four seconds later.
Write things down as they happen
Bought a coffee, paid the electricity bill, got your salary. A few taps each. Or say it out loud and let the app fill in the form.
Look at it once a week
That's genuinely the whole habit. A minute on a Sunday, and you'll know more about your money than you did all of last year.
What it does
Everything in the app, in plain English
No padding, no “AI-powered” anything. Here's the whole list — and where the free tier stops, we've said so on the card.
Works with no internetNo sign-upUnlimited entriesRecurring billsCategory & tag budgetsVoice entryCustom categories7 themesFree backup & restoreCSV & PDF exportFingerprint lockDaily remindersEvery currencyZero ads
Writing it down, without it becoming a chore
Most people quit expense apps because logging a ₹40 chai takes longer than buying it. So this part had to be fast, or none of the rest matters.
Or just say it out loud
Hold the mic and talk — “three fifty on groceries” — and it fills the form in for you. Genuinely useful when your hands are full of shopping bags.
5 a week on free
Forgot for three days? That's fine.
Pick any date and add it late. The calendar view shows which days you actually logged, so you can see the gaps and fill them in.
Free
Notes and tags, if you want them
Add a note so future-you remembers what that ₹2,000 was. Tag things that cut across categories — a trip, a wedding, a house move.
Free
Income counts too
Salary, freelance work, a refund, money a friend paid back. Log what comes in as well as what goes out, or the picture is only half a picture.
Free
A nudge, if you want one
Set a daily reminder for whenever suits you — after dinner, before bed. You pick the time, and you can switch it off entirely.
Free
Bills that log themselves
Rent, salary, the subscription you forget about — set it up once and it lands in your history on schedule. Let it add itself automatically, or have it wait for a quick yes/no each time. One recurring rule is free; Premium runs as many as you like, on any repeat from daily to yearly.
1 rule on free
Sorting it the way your life is actually shaped
Nobody's spending fits someone else's category list. “Groceries” and “eating out” are different things, and only you know which is which.
Your own categories
Make your own, name them whatever you call them, pick the colour, choose from hundreds of icons. “Chai” can have a chai cup instead of a generic tag.
4 expense + 4 income on free
Find anything again
Search your history, filter by today, this week, this month, or this year. Everything you've ever logged stays there and stays searchable.
Free
Or pick your own dates
Want just the fortnight you were travelling, or the run-up to a wedding? Set an exact range and look at only that.
Premium
Your currency, wherever you are
A long list of world currencies, so the numbers look right whether you're in Pune or Porto.
Free
Knowing when to stop
A budget only helps if it tells you something before you've spent the money, not after. That's the whole point of a bar you can read at a glance.
Set a limit per category
₹7,000 for food, ₹3,000 for travel — whatever matches your life. The bar fills as you spend, so one look tells you where you stand.
3 running at once on free
Budget by tag as well
For the things that don't fit a category — a holiday, a festival month, a stretch where you're being careful. Tag it, cap it, watch it.
1 per category on free
Weekly and yearly budgets
Monthly suits most people. If you're paid weekly, or you're planning a whole year out, you can change the period.
Premium
Start your month when you get paid
If your salary lands on the 28th, a budget that resets on the 1st is useless. Move the start of your month to the day that matters.
Premium
Alerts before you blow through it
A quiet heads-up when a budget is running low, a warning if spending is outrunning income, and a short review at the end of the week.
Premium
Finding out where it actually went
This is the part everyone wants and nobody expects: the total you spent on food delivery last month, written down, in one number.
The honest breakdown
What came in, what went out, and which categories ate the most of it. No interpretation, no advice — just the facts of your month.
Free
What you actually kept
The gap between income and spending, which is the number that decides whether saving for something is realistic or wishful.
Free
Is this month worse than last?
Put two periods side by side and see the difference. Sometimes reassuring, sometimes not, always more useful than guessing.
Premium
Where the month is heading
A projection of where you'll land if you carry on at this rate — early enough in the month to do something about it.
Premium
All your budgets, one view
Which are on track, which are close to the edge, which have already gone over. The dashboard for the week you've stopped paying attention.
Premium
Averages that mean something
What a normal day costs you and what a typical transaction looks like — the numbers that turn “I spend a lot” into something you can plan around.
Premium
When you spend
Time-of-day patterns, your biggest transactions, and how your income is trending. Late-night ordering shows up here very clearly.
Premium
Subscriptions you forgot about
It spots payments that repeat and shows them together, which is usually how people find the thing they've been paying for since 2023.
Premium
Making it somewhere you don't mind spending time
You're going to open this most days. It shouldn't look like a spreadsheet from 2011, and it shouldn't be hard to read either.
Seven looks to choose from
Soft pastels, deep ocean blue, terracotta, neon, true AMOLED black, and a Diary Ledger theme that looks like a paper notebook. You get the default theme free; all seven come with Premium.
1 default theme on free
Light, dark, or whatever your phone is doing
Follows your system setting by default, or you can pin it. Free for everyone — reading comfortably isn't a paid feature.
Free
Bigger text, different font
Change the text size and typeface until it's comfortable. Also free, for the same reason.
Free
Small touches
Haptic feedback when things land, and a default category if you always start with the same one.
Free
Not losing any of it
Your records live on your phone, which is how it should be — right up until the phone goes in a river. So there are ways out, and the important ones are free.
Back up to your own Google Drive
Optional, and it goes from your phone to your Drive. Backing up and restoring are both free, because nobody should lose years of records to a paywall.
Free
Or let it back up on a schedule
Daily, weekly, or monthly, without you remembering to. Set it once and stop thinking about it.
Premium
Take your data with you
Export the lot to CSV or PDF — for your own records, your accountant, or another app entirely. Import from CSV too, if you're arriving from a spreadsheet.
Premium
Biometric lock
If someone picks up your unlocked phone, they still don't get to read your spending. Your fingerprint stays in your phone's secure chip — the app only ever gets a yes or a no.
Premium
That’s the lot. If something you need isn’t on this list, tell us — that’s genuinely how most of it got here.
Your data
Your money stays your business
Most finance apps open by asking for your bank login. This one doesn't ask you for anything — and here's exactly how that works.
It all sits on your phone
Your entries, budgets, and categories live in the app's own storage on your device. Nothing is uploaded as you use it, and there's no account holding a copy somewhere.
Nothing is watching you use it
No advertising libraries, no analytics, no third-party trackers. We don't know how often you open it, what you spend on, or where you were when you did.
It stays out of the rest of your phone
The app has no access to your location, your contacts, your messages, your call history, your camera, your photos, or your files. A budgeting app has no business with any of that.
Backups go to your Drive, not ours
Turn on Google Drive backup and the file goes from your phone to your own Drive. The app asks for the narrowest Drive permission Google offers, so it only ever sees the backups it made.
One thing we should be upfront about
Those Drive backups aren’t encrypted by us. The file sits in your own private Drive folder, protected by your Google account rather than by a passphrase. Proper encryption is something we want to add — but until it’s actually built, we’re not going to say it is.
And about the future
We’d rather not promise things we can’t see round the corner. Some of what people ask us for — sharing a budget with a partner, an assistant that answers questions about your spending — would need more than staying entirely on one device.
So here’s the commitment we can actually keep: anything like that will be something you switch on, never something that happens to you. We’ll tell you plainly what it involves before you do, and the app will keep working exactly as it does now if you’d rather it didn’t change.
Talk to us
We'd rather hear what's wrong with it
This is a small app built by people who use it every day. That means we miss things — and the fastest way for us to find out is you telling us.
Something missing?
If the app doesn't handle the way you budget, we'd genuinely like to know. Half of what's in it now started as somebody's email.
Something broken?
Tell us your phone and what you were doing, and we'll chase it down. Bugs get fixed a lot faster when we can reproduce them.
Just want to say something?
That's fine too. Praise, criticism, or a strong opinion about the colour of the Travel category — it all reaches the same inbox.
No ticket system, no chatbot, no “your request is important to us”. Just an email address that a person who works on the app actually reads — usually within 2 business days.
0 Reviews.(And our Moms don't count).
We just launched! We could have filled this page with bots, paid praise, and fake 5-star ratings so we look popular. But we respect you too much to fake it. We believe we're building something genuinely helpful, and doing it right takes time. We are proudly keeping this space totally blank until we earn the real deal. We have the patience to wait for you.
🏆 The 'First Dollar' Promise
Just like a new store framing their first dollar bill, we are going to permanently pin, frame, and immortalize the very first 5 honest reviews we receive right here at the top of the page, forever.
Questions
The things people ask before they install
Starting with the ones that are actually stopping you.
Is it actually free, or free-until-it-isn't?
Actually free. You can track every expense, set budgets, use all eight themes, and never pay anything. There's no trial clock and no point where it locks you out of your own data.
There's a Premium tier for deeper analytics, exports, and automatic backups. Ignoring it costs you nothing.
Do I have to make an account?
No. You open the app and start. There's no email, no password, no verification code, nothing to forget.
It isn't just a convenience thing — the app is built to work entirely on your device, so there's nothing an account would be for.
Where does my data actually live?
On your phone, in the app's own storage. As things work today, your entries aren't uploaded anywhere and we hold no copy of them.
The one exception is if you switch on Google Drive backup yourself — and then the file goes to your Drive, not ours.
So how do you make money off me?
We don't. There are no ads, no analytics SDKs, and no third-party trackers anywhere in the app. It also has no access to your location, contacts, messages, camera, or files.
Some people pay for Premium. That's the entire business, and we'd like to keep it that way — it means the only person we have to keep happy is you.
Will it always work this way?
The offline, no-account setup is how the app works today and how it will keep working. But we'd rather not promise things we can't see round the corner.
People ask us for features — sharing a budget with a partner, an assistant that answers questions about your spending — that would need more than one device holding everything. If we ever build something like that, it'll be a thing you switch on, we'll explain plainly what it involves first, and the app will carry on working exactly as it does now if you'd rather it didn't change.
What happens if I lose my phone?
This is the honest trade-off of keeping everything local: if the phone is gone and you had no backup, the data is gone too.
So set up a backup. You can export to CSV or PDF whenever you like, or connect your own Google Drive and let it save copies for you. Takes a minute, saves a lot of regret.
Are the Drive backups encrypted?
No, and we'd rather tell you than let you assume. The backup is a plain file sitting in your own private Google Drive folder, protected by your Google account rather than by us.
Real passphrase encryption is something we want to add. Until it's actually built, we're not going to claim it.
Can other people on my phone see my spending?
Only if you let them. You can turn on a fingerprint or face lock, and then the app won't open without you.
Your fingerprint stays in your phone's secure chip. The app just asks Android whether it's you and gets back a yes or a no.
Will it work on the metro, on a flight, in a basement?
Yes. There's no loading spinner waiting on a connection, because nothing about the app needs one. Aeroplane mode changes nothing.
Is there an iPhone version?
Not yet — Moneymalist is Android-only today. We'd rather say that plainly than leave you searching the App Store for it.
What exactly is free?
Unlimited entries, three budgets running at a time, four custom categories of each kind, the basics of where your money went, backing up and restoring, daily reminders, and no ads.
Premium adds the deeper analytics, exports, alerts that watch your budgets, unlimited budgets and categories, and the rest of the themes. There's a full breakdown further up this page — we've listed the exact limits rather than being vague about them.
If I stop paying for Premium, do I lose everything?
No. Every expense, budget, and category you've created stays exactly where it is, and you can keep using the app.
You just go back to the free limits for the Premium-only bits until you upgrade again. Nothing is ever deleted.
Can I get my data out if I want to leave?
Yes, and we think you should be able to. Export the lot to CSV or PDF and take it wherever you like. It's your money and your record of it.
Who's building this?
A very small team who got tired of finance apps that wanted a bank login before they'd show a pie chart. There's an email address on this site and a real person reads it.
Give it a week
Write down what you spend for seven days and see what turns up. It costs nothing, it works offline, and nobody — including us — ever sees a rupee of it but you.
Get it onGoogle PlayAndroid · Free to start · No account · No ads